Federal health insurance open enrollment begins

Open enrollment through the Federal Health Insurance Exchange, also referred to as Obamacare or the Marketplace, starts Nov. 1 and goes through Dec. 15 for coverage starting Jan. 1, 2019. Consumers can visit HealthCare.gov to review 2019 plans and prices and make health care coverage selections.

While the shopping process is very similar to last year’s, there are some big changes for 2019, including:

  • Consumers are not required to buy coverage since the penalty for the individual mandate goes away in 2019.
  • Short-term plan options have been expanded as a result of new rules passed by the Trump administration. Short-term plans can be sold for a term up to 364 days and can be renewed at the carrier’s discretion for up to 36 months. Learn more about short-term plans here.

Read the Centers for Medicare & Medicaid Services fact sheet for more information about open enrollment.